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Apply Credit Card | Top Companies: This Week's Reviews |
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| Services Offered:
Apply credit card |
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| Company Overview:
First Plus Platinum began in 2007, offering guaranteed
approval to all who apply for credit cards. They have a
variety of cards and programs for each consumer,
depending on their specific needs. They serve thousands
of customers each year, which makes them a strong
company in the credit card industry. Their business is
an online company, but they have a phone and mailing
address contact for account holders. |
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| Our Review:
First Plus Platinum can allow anyone to apply for credit
cards and get approval, thanks to the services that they
offer. Their customer service is very helpful, and their
website is extremely simple to use. If you have bad luck
with apply credit card offers, this is one that you
can’t miss. |
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| User Review:
I never thought I’d apply for credit cards and actually
get approved, until I found First Plus Platinum. They
are such a great company, and they were so helpful when
I applied with them. I love the service I got and the
fact that I applied and was approved in like 15 minutes
total. |
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| Services Offered:
Apply credit card |
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| Company Overview:
Bank of Internet currently has more than $1 billion in
assets. Considering that they’re only about 10 years
old, they are making a name for themselves as the first
of their kind. They are an online-only lender that was
started in 1999, and they are fully FDIC-insured, as any
traditional bank would be. |
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| Our Review:
Bank of Internet is a great company for all of your
apply credit card needs. They have different solutions
for just about anyone who wants a credit card. It
doesn’t matter if you have good credit or bad, because
they have cards for both. The fact that they operate
online helps you get lower rates, too, which is nice. |
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| User Review:
Bank of Internet has really cool products for people who
want to apply for credit cards. I have decent credit,
and they hooked me up with a card that helped boost my
credit and gave me cash back rewards, too. I was super
excited to finally have my own credit card. |
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| Services Offered:
Apply credit card |
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| Company Overview:
Discover card was founded in 1986. Their cards have
always had no annual fees and rewards programs, making
them a leader in the apply credit card industry. They
work with two payment networks, and those networks had
more than 3 billion transactions in 2006 collectively.
The PULSE network of Discover is associated with over
4,400 banks and lenders, and has over 260,000 ATMs
around the world. |
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| Our Review:
Discover is one of the first names that people often
think of when they apply for credit cards, and for good
reason. The company is a leader in the credit card
industry, and has many different options when it comes
to apply credit card choices. The customer service is
outstanding and the website even offers a card chooser
to help you find the one that meets your needs. |
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| User Review:
Discover card was my first choice when I wanted to apply
credit card. My mom had always had one and enjoyed the
low rates and the rewards she got, so I wanted to work
with them too. When I finally got mine, I was so
excited. I’m going to be a customer for life, and
recommend it to anyone who wants a super credit card
company. |
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| Services Offered:
Apply credit card |
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| Company Overview:
Credit Axis started in 2003 to give everyone the chance
to apply for credit cards, regardless of their financial
history. They work with more than 80 lenders in their
network, offering information and resources for
everyone. They also offer loans for home purchases,
business startups, student loans, and more. |
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| Our Review:
Credit Axis is a great option for anyone looking to
apply for credit cards. Other companies might be more
obvious, but Credit Axis can get anyone approved for
credit card, which is a nice change for those who are
having trouble getting approved. Their customer service
is great and they have a fairly simple application
process, as well. |
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| User Review:
Credit Axis was so great. For once I hit the ‘apply
credit card’ button, and was approved. I am so excited
to finally have my own credit card, and I can’t wait to
tell everyone about them, because not everyone has
perfect credit, and that doesn’t make us all bad. The
customer service is top of the line, too! |
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Other Top Companies for
Apply Credit Card : |
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How to Apply For Credit Cards: |
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There are
hundreds of different types of credit cards out there,
if not thousands. Many people get credit happy and click
every single ‘apply credit card’ button that they get
their hands on, while others are too scared to ever
apply for credit carks without a little encouragement
from family and friends. Overall, choosing the credit
cards that you want will come down to your needs. If you
want cash back, you’ll need to find a card that offers
that option. If you want rewards programs, once again,
you’ll need to find credit cards that offer that option.
You should never apply for credit cards that you can’t
actually use or that don’t meet your needs. Also, you
need to make sure that you are getting the right APR and
other fees on the card based on your credit history, and
not what other people are getting. For example, if your
credit score is 500, you shouldn’t expect to get an APR
lower than 10% unless the card is running a special deal
or introductory offer. Also, if you’ve got near-perfect
credit, you shouldn’t be paying top rates, and if you
are, you should reevaluate your decision to apply credit
card offers. For many people, credit cards are a
temptation that they just don’t understand. Here are
some tips. First, you want a card with NO annual fee. If
a card makes you pay, it’s generally not worth it,
unless you have perfect credit and it’s a members-only
card with exclusive privileges. Also, you shouldn’t get
a credit card if you can’t afford to pay the bill. There
are many types of credit cards out there, but you can
usually find programs on different websites that will
help you choose the card that works best for you,
depending on what you want and need when you apply for
credit cards. Keep these things in mind, and you might
find it much easier to apply for credit cards.
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